$26,200 in personal property, $300,000 in personal liability, no specific cap for loss of use, $5,000 in medical payments to others and a $500 deductible. A local agent to help answers questions.Earthquake coverage and flood coverage, which are available at an additional cost. You also aren’t covered for intentional harm caused to property.
“I might even pin it on the iPhone. We get everything on demand, we pay for what we use, we get it now, it’s flexible, we can cancel it when we need to,” Weikal says. “Anything where there is a long term contract is going to come under pressure.” But this doesn’t mean the legacy carriers aren’t innovating. Allstate recently launched a new product in Oregon called, which allows customers to insure individual items for 30 days at a time instead of buying a full policy. It’s still in the testing phase, but Allstate senior product manager Trent Bohacz says the company hopes to roll the product out country-wide in the future.
While Jetty may be more expensive in some markets, it makes up for it in other ways. One example is in the way it pays its claims. Many legacy insurers reimburse their customers on the “actual cash value” of their damaged items, meaning they pay you the amount the item is worth today – typically the amount you paid for it minus the depreciation of the item.
KristinStoller Does it cover my drugs and/or drug paraphernalia? Asking for myself.