Switching the power on and off frequently can wreak havoc on household appliances — and surges when power returns can pose an even more significant threat.
“We’re getting a massive number of claims for ‘fried’ computer equipment, fridges, TVs and even distribution boards caused by power surges,” he said.These include unplugging electronics before power outages, installing surge protectors or using surge-protecting strips, using an Uninterrupted Power Supply , or avoiding load-shedding altogether with a solar system or generator.
“It’ll protect them from the power surges that often occur when the power comes back on,” said Van Vuuren. From an insurance perspective, Van Vuuren said it is critical that qualified professionals install such systems and receive a certificate of compliance. Several insurers, including King Price, recommend that their clients install some form of surge protection to protect their electronics, and it could become a requirement to settle power surge-related claims.