Singapore credit and debit cardholders report multiple unauthorised charges from ChatGPT, Apple

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Cybersecurity firms said such small transactions could have been used by cyber criminals to validate debit and credit card details. Read more at straitstimes.com.

SINGAPORE - When Miss Huo Xi Ping checked her OCBC Bank account on May 14, the student was stunned to learn that a total of $137 had been charged through several transactions over two days to ChatGPT subscriptions.

Since January, the police have received four reports of OpenAI or ChatGPT making such unauthorised transactions, although the Cyber Security Agency of Singapore said it has not received any reports of fraudulent transactions related to ChatGPT subscriptions. Customers of other local banks including POSB, DBS Bank and UOB have found similar transactions in their accounts.

Miss Huo Xi Ping was stunned to learn that a total of $137 had been charged through several transactions over two days to ChatGPT subscriptions. PHOTO: HUO XI PING Mr Ian Lim, Palo Alto Networks’ field chief security officer, said these card details could have been derived from a Bank Identification Number attack, where fraudsters have the leading six digits in a credit card and use software to generate the remaining numbers, along with the card verification value or CVV, and expiration dates.

This allows emuneration machines to generate different combinations of numbers without the need for customers to approve each of these transactions. The fraudulent transaction is successful when a debit or credit card number generated by trial and error works.

 

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